Received: from BWNEWEXCH01.boardware.com.mo (172.16.21.2) by BWNEWEXCH01.boardware.com.mo (172.16.21.2) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.2.1544.4 via Mailbox Transport; Wed, 18 Mar 2026 16:58:09 +0800 Received: from BWNEWEXCH01.boardware.com.mo (172.16.21.2) by BWNEWEXCH01.boardware.com.mo (172.16.21.2) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.2.1544.4; Wed, 18 Mar 2026 16:58:09 +0800 Received: from BWNEWEXCH01.boardware.com.mo ([fe80::50d4:5d28:928f:9c72]) by BWNEWEXCH01.boardware.com.mo ([fe80::50d4:5d28:928f:9c72%16]) with mapi id 15.02.1544.004; Wed, 18 Mar 2026 16:58:09 +0800 From: "Lukey KW Leong (Boardware)" To: "Ricky IW Chan (Boardware)" Subject: =?Windows-1252?Q?(URGENT/CONFIDENTIAL)_Hyperbolic_Mortgage_=97_Preliminar?= =?Windows-1252?Q?y_CFPB_Compliance_Draft_2026?= Thread-Topic: =?Windows-1252?Q?(URGENT/CONFIDENTIAL)_Hyperbolic_Mortgage_=97_Preliminar?= =?Windows-1252?Q?y_CFPB_Compliance_Draft_2026?= Thread-Index: Ady2tRNOGsS7F2qBSyuNM6QQscsmPg== Date: Wed, 18 Mar 2026 16:58:09 +0800 Message-ID: Accept-Language: en-US, zh-CN Content-Language: en-US X-MS-Has-Attach: yes X-MS-Exchange-Organization-SCL: -1 X-MS-TNEF-Correlator: MIME-Version: 1.0 X-MS-Exchange-Organization-MessageDirectionality: Originating X-MS-Exchange-Organization-AuthSource: BWNEWEXCH01.boardware.com.mo X-MS-Exchange-Organization-AuthAs: Internal X-MS-Exchange-Organization-AuthMechanism: 04 X-Originating-IP: [10.130.2.6] X-MS-Exchange-Organization-Network-Message-Id: b734f259-80e6-4ec5-7dac-08de84cc7a74 Return-Path: lukey.kw.leong@boardware.com X-MS-Exchange-Transport-EndToEndLatency: 00:00:00.4750632 X-MS-Exchange-Processed-By-BccFoldering: 15.02.1544.004 Content-type: multipart/mixed; boundary="B_3856698956_82075933" > This message is in MIME format. Since your mail reader does not understand this format, some or all of this message may not be legible. --B_3856698956_82075933 Content-type: multipart/alternative; boundary="B_3856698956_3713518528" --B_3856698956_3713518528 Content-type: text/plain; charset="UTF-8" Content-transfer-encoding: quoted-printable Hello, =20 Attached is the Internal Draft of the Compliance Report on Mortgage Servici= ng Practices for Hyperbolic Mortgage, dated February 10, 2025 (p. 1). This document is a CONFIDENTIAL =E2=80=94 DRAFT REGULATORY DOCUMENT intended for = the Consumer Financial Protection Bureau (CFPB) and is not for public releas= e (p. 1). It contains sensitive internal data, including: Overview of servicing workflow updates Early intervention procedures for delinquent borrowers Loss-mitigation evaluation criteria Draft audit results for payment processing accuracy (p. 1) Please review the Outstanding Items section, specifically the validation of= escrow analysis procedures and the internal audit of vendor servicing syste= ms, before we finalize the regulatory submission (p. 1). As this is marked Confidential =E2=80=94 Draft Only, ensure this remains within a= uthorized channels. =20 Best regards, Lukey Legal & Compliance Team Hyperbolic Mortgage --B_3856698956_3713518528 Content-type: text/html; charset="UTF-8" Content-transfer-encoding: quoted-printable

Hello,

Attached is the Internal Draft of the= Compliance Report on Mortgage Servicing Practices for = ;Hyperbolic Mortgage, dated February 10, 2025 (p. 1).

This document is a CONFIDENTIAL =E2=80=94 DRAFT REGU= LATORY DOCUMENT intended for the Consumer Financial Protect= ion Bureau (CFPB) and is not for public release (p. 1). It contains= sensitive internal data, including:

Overview of servic= ing workflow updates
Early intervention procedures for delinquent borrowers<= /b>
= Loss-mitigation evaluation criteria
Draft audit results for payment processi= ng accuracy (p. 1)

Please review the Outstanding Items s= ection, specifically the validation of escrow analysis procedures and the internal audit of vendor servicing systems, befor= e we finalize the regulatory submission (p. 1).

As this is marked Confidential =E2=80=94 Draft Only<= /b>, ensure this remains within authorized channels.

Best regards,

Lukey
Legal & Compliance Team
Hyperbolic Mortgage

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