Subject: (URGENT/CONFIDENTIAL) Hyperbolic Mortgage — Preliminary CFPB Compliance Draft 2026
From: "Lukey KW Leong (Boardware)" <[email-masked]>
To: "Ricky IW Chan (Boardware)" <[email-masked]>
Date: Wed, 18 Mar 2026 16:58:09 +0800

Hello,

Attached is the Internal Draft of the Compliance Report on Mortgage Servicing Practices for Hyperbolic Mortgage, dated February 10, 2025 (p. 1).

This document is a CONFIDENTIAL — DRAFT REGULATORY DOCUMENT intended for the Consumer Financial Protection Bureau (CFPB) and is not for public release (p. 1). It contains sensitive internal data, including:
Overview of servicing workflow updates
Early intervention procedures for delinquent borrowers
Loss-mitigation evaluation criteria
Draft audit results for payment processing accuracy (p. 1)
Please review the Outstanding Items section, specifically the validation of escrow analysis procedures and the internal audit of vendor servicing systems, before we finalize the regulatory submission (p. 1).

As this is marked Confidential — Draft Only, ensure this remains within authorized channels.

Best regards,

Lukey
Legal & Compliance Team
Hyperbolic Mortgage